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 CONFIRMED DEAD: World Trade Center

— Godwin Ajala, 33

— Gary Albero, 39, Emerson , N.J. , Aon Corp.

— Eric Allen, 41, firefighter, New York Fire Department

— Telmo Alvear, 25

— James Amato, 43, Ronkonkoma , N.Y. , firefighter, New York Fire Department

— Joseph Angelini Sr., 63, Lindenhurst , N.Y. , firefighter, New York Fire Department

— Louis Arena, 32, firefighter, New York Fire Department

— Adam Arias, 37

— Michael Asciak, 47, Ridgefield , N.J.

— Ezra Aviles , Commack , N.Y. , Port Authority of New York and New Jersey

— Evan Baron, 38

— Alvin Bergsohn, 48, Baldwin Harbor , N.Y. , Cantor Fitzgerald

— David S. Berry, 43, New York , N.Y. , chief of research, Keefe, Bruyette & Woods

— William Biggart, 54

— Richard Blood, 36, Aon insurance broker

— John P. Bocchi, 38, New Vernon, N.J., managing director of interest rate options, Cantor Fitzgerald

— Gennady Boyarsky, 45

— Pamela Boyce, 43, New York , N.Y. , assistant vice president of accounting, Carr Futures

— Alfred Braca, 54, Leonardo , N.J. , bond broker for eSpeed, Cantor Fitzgerald

— Capt. Daniel Brethel, 40, firefighter, New York Fire Department

— Jonathan Briley, 43

— Keith Broomfield, 49

— Andrew Brunn, 28, firefighter, New York Fire Department

— Dennis Buckley, 38, Chatham , N.J. , bond broker, Cantor Fitzgerald

— Stephen Bunin, 45

— Milton Bustillo, 37, Colombian

— Vincent Cangelosi, 30

— Michael Canty, 40

— Peter Carroll, 35, firefighter, New York Fire Department

— Paul Cascio, 23, Manhasset , N.Y.

— Swede Joseph Chevalier, 26, Middletown , N.J. , equities trader, Cantor Fitzgerald

— Wai Chung, 36

— Stephen J. Colaio, 32, Montauk, N.Y., senior managing director, Cantor Fitzgerald

— Thomas Collins, 36, Sandler O'Neill & Partners

— Denease Conley, 43

— Kevin M. Cosgrove, 46, West Islip , N.Y. , claims vice president, Aon Corp.

— Martin Coughlan, 54

— Timothy John Coughlin, 42, New York , N.Y. , senior managing director, Cantor Fitzgerald

— Christopher S. Cramer, 34, Manahawkin , N.J. , assistant vice president of tax department, Fiduciary Trust International

— John Crisci, 48

— Dennis Cross, 60, Islip Terrace, N.Y., firefighter, New York Fire Department

— Robert Cruikshank, 64, executive vice president, Carr Futures

— Joyce Cummings, 65

— Robert Curatolo, 31, firefighter, New York Fire Department

— Jack L. D'Ambrosi Jr., 45, Woodcliff Lake , N.J. , vice president of operations, Cantor Fitzgerald

— Clinton Davis , 38

— Lt. Andrew Desperito, 44, Patchogue , N.Y. , firefighter, New York Fire Department

— Capt. Martin Egan Jr., 36, New York , N.Y. , firefighter, New York Fire Department

— William F. Fallon Jr., 53, Rocky Hill, N.J., general manager of strategic analysis and industry relations, Port Authority of New York and New Jersey

— William Feehan, 72, first deputy commissioner, New York Fire Department

— George Ferguson, 54, Teaneck , N.J.

— Henry Fernandez

— Julio Fernandez, 52

— Louis V. Fersini Jr., 39, Basking Ridge , N.J. , bond trader, Cantor Fitzgerald

— Stephen J. Fiorelli, 43, Aberdeen, N.J., civil engineer, Port Authority of New York and New Jersey

— John Fiorito, 40, Cantor Fitzgerald

— Carl Flickinger, 38

— David Fodor, 38, Garrison , N.Y. , accountant and volunteer fire marshal, Fiduciary Trust International

— Thomas Foley, 32, West Nyack , N.Y. , firefighter, New York Fire Department

— Jeffrey L. Fox, 40, Cranbury , N.J.

— Pauline Francis

— Peter J. Ganci Jr., 55, North Massapequa, N.Y., chief of department, New York Fire Department

— Robert J. Gerlich, 56, Monroe , Conn.

— Evan Gillette, 40, Sandler O'Neill & Partners

— Steven Lawrence Glick, 42, Greenwich , Conn. , Credit Suisse First Boston

— Rosa J. Gonzalez, 32, Jersey City , N.J.

— Jose Guadalupe, 37, firefighter, New York Fire Department

— Geoffrey E. Guja, 54, Lindenhurst , N.Y. , firefighter, New York Fire Department

— David Halderman, 40, firefighter, New York Fire Department

— Sean Hanley, 35, firefighter, New York Fire Department

— Thomas Hannafin, firefighter, New York Fire Department

— Melissa Harrington, 31

— Timothy Haskell, 34, Seaford , N.Y. , firefighter, New York Fire Department

— Brian Hennessey, 35, Ringoes , N.J.

— William Henry, 49, firefighter, New York Fire Department

— Nuberto Hernandez, 42

— Neal Hinds, 28

— Patrick Aloysius Hoey, 53, Middletown, N.J., executive manager of tunnels, bridges and terminals, Port Authority of New York and New Jersey

— Joseph Hoffman, 43

— John Holland, 30

— Joseph Francis Holland III, 32, Glen Rock, N.J., trader, Cantor Fitzgerald

— Thomas Holohan, 36, firefighter, New York Fire Department

— Uhuru Houston, 32

— George Howard, 45, Hicksville , N.Y., police officer, Port Authority of New York and New Jersey

— Thomas Hughes, 46

— Robert Hussa, 51

— Capt. Walter Hynes, 46, firefighter, New York Fire Department

— William Iselepis Jr., 33

— John Iskyan, 41, Wilton , Conn. , financial analyst, Cantor Fitzgerald

— Aaron Jacobs, 27, Cantor Fitzgerald

— Hweidar Jian, 42, East Brunswick , N.J.

— The Rev. Mychal Judge, 68, New York , N.Y. , fire chaplain, New York Fire Department

— Andrew Kates, 37, New York , N.Y. , senior managing director, Cantor Fitzgerald

— John Keohane, 41, Jersey City , N.J.

— Victor Kwarkye, 35

— Eugene Lazar, 27

— Neil Leavy, 34, New York City , N.Y. , firefighter, New York Fire Department

— Richard Y.C. Lee, 34, Great Neck, N.Y., managing director of equities, Cantor Fitzgerald

— Joseph Livera, 67

— Michael Lynch, 30

— Joseph Maggitti, 47

— Joseph Maloney, 46, Farmingville , N.Y. , firefighter, New York Fire Department

— Edward Martinez, 60

— Joseph Mathai, 49, Arlington , Mass. , managing partner, Cambridge Technology Partners

— Walter Matuza, 39, New York , N.Y. , analyst, Carr Futures

— Kaaria Mbaya, 39, Nairobi , Kenya , senior computer analyst, Cantor Fitzgerald

— Brendan McCabe, 40

— Michael McCabe, 42, Rumson , N.J. , Cantor Fitzgerald

— Michael Desmond McCarthy, 33, Huntington , N.Y. , trader, Carr Futures

— Robert Garvin McCarthy, 33, Stony Point , N.Y. , trader, Cantor Fitzgerald

— Michael McDonnell, 34, Red Bank, N.J., accounting manager, Keefe, Bruyette & Woods

— John F. McDowell Jr., 33, New York , N.Y. , vice president in equities, Sandler O'Neill & Partners

— William J. McGovern, 49, Smithtown , N.Y. , firefighter, New York Fire Department

— Patrick J. McGuire, 40, Madison , N.J. , Euro Brokers Inc.

— Keith McHeffey, 31, Monmouth Beach , N.J. , equities trader, Cantor Fitzgerald

— Robert G. McIlvaine, 26, New York , N.Y. , assistant vice president of media relations, Merrill Lynch & Co. Inc.

— Daniel McNeal, 29, analyst, Sandler O'Neill & Partners

— Martin McWilliams, 35, firefighter, New York Fire Department

— Yamel Merino, 24, Yonkers , N.Y. , emergency medical technician

— Domenick Mircovich, 40, Closter , N.J.

— Lt. Dennis Mojica, firefighter, New York Fire Department

— Manuel Mojica, 37, Bellmore , N.Y. , firefighter, New York Fire Department

— Justin Molisani, 42

— Brian Patrick Monaghan, 21, New York , N.Y.

— Carlos Mario Munoz, 43, Windows on the World, Colombian

— Patrick O'Keefe, 44, Oakdale , N.Y. , New York Fire Department

— Capt. William O'Keefe, 49, firefighter, New York Fire Department

— Gerald O'Leary, 34

— John P. O'Neill, 50, director of security, World Trade Center

— Kevin O'Rourke, 44, firefighter, New York Fire Department

— Timothy O'Sullivan, 68, Albrightsville , Pa. , financial consultant, Cultural Institution of Retirement Systems

— Emmett Parks, 47

— Robert E. Parks Jr., 47, Middletown , N.J. , bond broker, Cantor Fitzgerald

— Michael Pascuma, 50

— Manuel Patrocino, 34, Windows on the World

— Mark Petrocelli, 29, New York , N.Y. , commodities broker, Carr Futures

— Dominick Pezzulo, 36, New York , N.Y. , police officer, Port Authority of New York and New Jersey

— Matthew Picerno, 44

— Anthony Portillo, Washington Group International

— Richard Prunty, 57, Sayville , N.Y. , battalion chief, New York Fire Department

— John Puckett, 47

— Maria Isabel Ramirez, 25, New York , N.Y. , executive secretary, Lanagan Engineering and Environmental Services

— David Rice, 31, New York , N.Y. , investment banker, Sandler O'Neill & Partners

— Michael Richards, 38

— Paul Rizza, 34, Park Ridge , N.J. , investors services officer, Fiduciary Trust International

— Antonio Augusto Rocha, 34, East Hanover , N.J. , bond broker, Cantor Fitzgerald

— John M. Rodak, 39, Sewell , N.J. , Sandler O'Neill & Partners

— Scott Rohner, 22, Cantor Fitzgerald

— Daniel Rossetti, 32, Bloomfield , N.J. , carpenter, Certified Installation Services

— Nick Rowe, 29, Hoboken , N.J. , UME Voice

— Gilbert Ruiz, 45

— Scott Saber, 38

— Hernando Salas, Colombian

— Eric Sand, 36, Cantor Fitzgerald

— Herman Sandler, 57, chief executive, Sandler O'Neill & Partners

— John Santore, 49, New York , N.Y. , firefighter, New York Fire Department

— Jackie Sayegh, 34

— Gerard Schrang, 45

— Mark Schwartz, 50

— Hagay Shefi, 34, Israel

— David Silver, 35, Cantor Fitzgerald

— Frank J. Spinelli, 44, Short Hills , N.J. , Cantor Fitzgerald

— Capt. Timothy Stackpole, 42, New York , N.Y. , firefighter, New York Fire Department

— Corina Stan, 31, Cantor Fitzgerald

— Andrew Stern, 45, Cantor Fitzgerald

— Daniel Suhr, 37, Neponsit , N.Y. , firefighter, New York Fire Department

— Joann Tabeek, 41

— Michael Taddonio, 39, Huntington , N.Y. , bond broker, Euro Brokers Inc.

— John J. Tobin, 47, Kenilworth , N.J. , senior vice president, Marsh & McLennan Companies Inc.

— Doris Torres, 32

— Luis Torres, 31, Colombian

— Jon C. Vandevander, 44, Ridgewood , N.J.

— Christopher Vialonga, 30, Demerest , N.J. , foreign currency trader, Carr Futures

— Melissa Vincent, 28, N.J.

— Lawrence Virgilio, firefighter, New York Fire Department

— Gabriela Waisman, 33

— Weibin Wang, 41

— Lt. Michael Warchola, 51, Middle Village , N.Y. , firefighter, New York Fire Department

— Michael Weinberg, 34, firefighter, New York Fire Department

— Simon Weiser, 65

— William J. Wik, 44, Crestwood , N.Y. , Aon Corp.

— Lt. Glenn Wilkinson, 46, firefighter, New York Fire Department

— Lt. John Williamson, 46, battalion commander, New York Fire Department

— Martin P. Wohlforth, 47, Greenwich , Conn. , managing director, Sandler O'Neill & Partners

— Patrick Woods, 36

— Jupiter Yambem, 41, Beacon, N.Y., banquet manager, Windows on the World

— Raymond York, 45, firefighter, New York Fire Department

— Elkin Yuen, 32

— Joseph Zaccoli, 39, Valley Stream , N.Y. , broker, Cantor Fitzgerald

CONFIRMED DEAD: United Airlines Flight 175, Boston to Los Angeles , crashed into World Trade Center

PASSENGER:

— Herbert Homer, 48, Milford , Mass. , corporate executive, Raytheon Co.

REPORTED DEAD: World Trade Center

— Gordon McCannel Aamoth Jr., 32, New York , N.Y. , investment banker, Sandler O'Neill & Partners

— Paul Andrew Acquaviva, 29, Glen Rock, N.J., Cantor Fitzgerald

— Donald L. Adams, 28, Chatham , N.J. , vice president of sales of eSpeed division, Cantor Fitzgerald

— Lee Adler, 48, Springfield , N.J. , computer designer, Cantor Fitzgerald

— Gertrude Alagero, 37, New York , N.Y. , senior vice president and practice leader, Marsh Inc.

— Andrew Alameno, 37, Westfield , N.J. , trader, Cantor Fitzgerald

— Joseph Ryan Allen, 38, Cantor Fitzgerald

— Michael Andrews, Belle Harbor , N.Y. , Cantor Fitzgerald

— Frank Aquilino , New York , N.Y. , Cantor Fitzgerald

— Michael J. Armstrong, 34, New York , N.Y. , Cantor Fitzgerald

— David Bauer, 45, Rumson , N.J. , head of global sales for eSpeed, Cantor Fitzgerald

— Paul Beatini, 40, Park Ridge , N.J. , Allendale Insurance

— Maria Behr, 41, Milford , N.J. , securities trader, Cantor Fitzgerald

— Bryan C. Bennett, 25, New York , N.Y. , Cantor Fitzgerald

— Joseph Berry, Saddle River , N.J. , chairman and CEO, Keefe, Bruyette & Woods

— Gary Bird, 51, Tempe , Ariz. , senior vice president, Marsh USA Insurance Co.

— George John Bishop, 52, Granite Springs , N.Y. , vice president, AON Corp.

— Mary Boffa, 45, New York , N.Y. , vice president of purchasing, Marsh & McLennan Companies Inc.

— Thomas H. Bowden, 36, Wyckoff , N.J. , equities trader, Cantor Fitzgerald

— David Brady, Summit , N.J.

— Edward A. Brennan III, 37, N.J., Cantor Fitzgerald

— Frank Brennan, 50, Oak Beach , N.Y. , senior vice president and limited partner, Cantor Fitzgerald

— Timothy Byrne, 36

— Scott Cahill, 30, West Caldwell , N.J. , municipal bond broker, Cantor Fitzgerald

— David Campbell, 51, Basking Ridge , N.J. , senior vice president of equity sales, Keefe, Bruyette & Woods

— Christopher Newton Carter, 52, Middletown , N.J.

— Kathleen Hunt Casey, 43, Middletown , N.J. , employee on equity trading desk, Sandler O'Neill & Partners

— Juan Cevallos, 44, mail carrier

— Douglas MacMillan Cherry, 38, Maplewood , N.J. , vice president of professional services group, Aon Corp.

— Stephen P. Cherry, 41, Stamford , Conn. , partner, Cantor Fitzgerald

— Kirsten L. Christophe, 39, Maplewood , N.J. , vice president of risk services, Aon Corp.

— Alex Ciccone, 38, New Rochelle , N.Y. , assistant vice president, Marsh & McLennan Companies Inc.

— Daniel Michael Coffey, 54, Newburgh , N.Y. , senior vice president, Guy Carpenter

— Jason Matthew Coffey, 25, Newburgh , N.Y. , accountant, Marsh & McLennan Companies Inc.

— Christopher Colasanti, 33, Hoboken , N.J. , Cantor Fitzgerald

— Robert Coll, 35, Glen Ridge, N.J., senior vice president of financial markets, Euro Brokers Inc.

— J.C. Connors, 65, New York , N.Y. , Cantor Fitzgerald

— Joseph Coppo, 47, New Canaan , Conn. , municipal bond trader, Cantor Fitzgerald

— Kevin R. Crotty, 43, Summit , N.J. , managing director, Sandler O'Neill & Partners

— Thomas G. Crotty, Rockville Centre , N.Y.

— Richard Joseph Cudina, 46, Glen Gardner, N.J., bond broker, Cantor Fitzgerald

— Joan McConnell Cullinan, 47, Scarsdale , N.Y. , assistant to the president, Cantor Fitzgerald

— Vincent D'Amadeo, 36, East Patchouge , N.Y.

— Anthony Demas , New York , N.Y. , Aon Corp.

— Francis X. Deming, 47, Franklin Lakes , N.J., practice director, Oracle Corp.

— Thomas Dennis, 37, Franklin Lakes , N.J., Cantor Fitzgerald

— Dennis Devlin, 51, Washingtonville , N.Y. , battalion commander, New York Fire Department

— Michael DiAgostino, Cantor Fitzgerald

— Lourdes Galleti Diaz, 32, secretary

— Joseph D. Dickey, 50, Manhasset , N.Y. , managing director, Cantor Fitzgerald

— Stephen P. Dimino, 48, Basking Ridge, N.J., Cantor Fitzgerald

— Douglas F. DiStefano, 24, Hoboken , N.J.

— John J. Doherty, Hartsdale , N.Y. , Aon Corp.

— Brendan Dolan, 37, Glen Rock, N.J., broker, Carr Futures

— Ray Downey, chief of special operations command, New York Fire Department

— Randy Drake, 37, Lee's Summit , Mo. , network integration manager, Siemens

— Christopher Michael Duffy, 23, New York , N.Y. , assistant trader, Keefe, Bruyette & Woods

— Michael Joseph Duffy, 29, New York , N.Y.

— Dennis M. Edwards, Huntington , N.Y. , Cantor Fitzgerald

— Christopher Faughnan, 37, South Orange , N.J. , Cantor Fitzgerald

— Edward Fergus, 40, Wilton , Conn. , Cantor Fitzgerald

— Brad Fetchet, 24, New York , N.Y. , Cantor Fitzgerald

— Michael Bradley Finnegan, 37, Basking Ridge , N.J. , currency broker, Cantor Fitzgerald

— Timothy J. Finnerty, 33, Glen Rock, N.J., broker, Cantor Fitzgerald

— Thomas J. Fisher, 36, Union , N.J.

— Steven Fogel, Westfield , N.Y. , Cantor Fitzgerald

— Claudia Foster , New York , N.Y. , broker assistant, Cantor Fitzgerald

— Morty Frank, Cantor Fitzgerald

— Peter Christopher Frank, 29, Great Neck, N.Y., financial analyst, Fred Alger & Co.

— Richard K. Fraser, 32, New York , N.Y.

— Brett O. Freiman, 29

— Arlene Fried, Roslyn Heights , N.Y. , Cantor Fitzgerald

— Andrew Friedman, Woodbury , N.Y.

— Paul James Furmato, 37, Colts Neck, N.J., vice president and institutional sales trader, Cantor Fitzgerald

— Anthony E. Gallagher, 41, Cantor Fitzgerald

— Thomas Edward Galvin, 32, New York , N.Y. , senior vice president and corporate bond broker, Cantor Fitzgerald

— Giovanna (Genni) Gambale, 27, New York , N.Y. , vice president in communications and media events, Cantor Fitzgerald

— Michael Gann, 41, Roswell , Ga. , Algorithmics

— Doug Gardner, Cantor Fitzgerald

— James Gartenberg

— Paul Hamilton Geier, 36, Farmingdale , N.Y. , Cantor Fitzgerald

— Peter Gelinas, 32, Bronxville , N.Y. , Cantor Fitzgerald

— James Gerard Geyer, 41, Rockville Centre , N.Y. , Cantor Fitzgerald

— Douglas A. Gowell, 52, Methuen , Mass. , director of new market development, Avid Technologies

— Edwin J. Graf, 48, Rowayton , Conn. , vice president, Cantor Fitzgerald

— James Greenleaf Jr., 32, Waterford , Conn.

— Matthew J. Gryzmalski, Cantor Fitzgerald

— Gary Robert Haag, 36, Ossining , N.Y., claims department vice president, Marsh & McLennan Companies Inc.

— Robert Hamilton, 43, Washingtonville , N.Y. , firefighter, New York Fire Department

— Valerie Hanna, 57, Freeville , N.Y. , Marsh & McLennan Companies Inc.

— James Haran, 41, Malverne , N.Y.

— Timothy J. Hargrave, 38, N.J., vice president, Cantor Fitzgerald

— Stewart Harris, 52, Marlboro, N.J., chief credit officer, Cantor Fitzgerald

— John C. Hartz, 64, Basking Ridge , N.J. , senior vice president, Fiduciary Trust International

— Tim Haviland, 41, Oceanside , N.Y. , software developer/computer programmer, Marsh & McLennan Companies Inc.

— Donald G. Havlish Jr., 53, Yardley , Pa. , senior vice president, Aon Corp.

— W. Ward Haynes, 35, Rye , N.Y. , derivatives broker, Cantor Fitzgerald

— Charles Heeran, Cantor Fitzgerald

— Mark Hindy, New York , N.Y.

— Stephen G. Hoffman, Cantor Fitzgerald

— Judith Hofmiller

— Robert Horoshoe, Cantor Fitzgerald

— Timothy Robert Hughes, 43, Madison , N.J. , Cantor Fitzgerald

— Michael Patrick Iken, 37, New York , N.Y. , Euro Brokers Inc.

— Paul Innella, 33, East Brunswick , N.J.

— Aram Iskenderian, 41, Merrick , N.Y. , Cantor Fitzgerald

— Brooke Jackman, Cantor Fitzgerald

— Steven Jacobson, 53, New York , N.Y. , transmitter engineer, WPIX-TV

— Scott Johnson, 26, securities analyst, Keefe, Bruyette & Woods

— Donald W. Jones, 43, Fairless Hills , Pa. , bond broker, Cantor Fitzgerald

— Robert Jordan, 34, Williston , N.Y.

— Shari Kandell, 27, Wyckoff , N.J. , trader, Cantor Fitzgerald

— Don J. Kauth, 51, Saratoga Springs , N.Y., bank analyst, Keefe, Bruyette & Woods

— James Joseph Kelly, 39, Oceanside , N.Y. , Cantor Fitzgerald

— Timothy Kelly, Cantor Fitzgerald

— Mary Kimelman, 34, Cantor Fitzgerald

— Andrew Marshall King, 42, Princeton , N.J. , trader, Cantor Fitzgerald

— Glenn Kirwin, 40, Scarsdale , N.Y. , Cantor Fitzgerald

— Thomas P. Knox, 31, Hoboken , N.J.

— Gary Koecheler, 57, Harrison , N.Y. , government bond broker, Euro Brokers Inc.

— Michael Laforte, 39, Holmdel , N.J. , Cantor Fitzgerald

— Steven Lamantia, 38, Darien , Conn. , Cantor Fitzgerald

— Christopher Larrabee, 26, Palos Verdes Estates, Calif. , Cantor Fitzgerald

— David R. Leistman, 43, Garden City, N.Y., bond trader and partner, Cantor Fitzgerald

— Joseph A. Lenihan, 41, Cos Cob, Conn. , Keefe, Bruyette & Woods

— John Robinson Lenoir, 38, Locust Valley , N.Y. , vice president, Sandler O'Neill & Partners

— Matthew G. Leonard, 38, New York , N.Y. , attorney, Cantor Fitzgerald

— Michael Lepore, 39, Bronxville , N.Y. , technical services employee, Marsh & McLennan Companies Inc.

— Jeffrey Earle LeVeen, 55, Manhasset , N.Y. , senior vice president of equity sales, Cantor Fitzgerald

— Elizabeth Claire Logler, 31, New York , N.Y. , employee of eSpeed division, Cantor Fitzgerald

— Joseph Lovero, 60, Jersey City , N.J. , dispatcher, Jersey City Fire Department

— Edward (Ted) H. Luckett II, 40, Fair Haven, N.J., partner and vice president, Cantor Fitzgerald

— Linda Luzzicone, 33, New York , N.Y. , trader, Cantor Fitzgerald

— Farrell Peter Lynch, 39, Centerport , N.Y. , trader, Cantor Fitzgerald

— Richard Dennis Lynch, 30, Euro Brokers

— Sean P. Lynch, 37, Morristown , N.J. , Cantor Fitzgerald

— Richard B. Madden, 35, Westfield , N.J. , Aon Corp.

— Joseph Maio, 32, Roslyn , N.Y. , director of equity derivatives, Cantor Fitzgerald

— Edward Francis (Teddy) Maloney III, 32, Darien , Conn. , account manager at Tradespark division, Cantor Fitzgerald

— Christian Maltby, 37, Chatham , N.J. , vice president, Cantor Fitzgerald

— Edward J. Mardovich, Lloyd Harbor, N.Y., president, Euro Brokers Inc.

— Kevin Marlo, 28, New York , N.Y. , Sandler O'Neill & Partners

— James Martello, 41, Rumson , N.J. , equity sales trader, Cantor Fitzgerald

— William Martin, 35, Denville , N.J. , Cantor Fitzgerald

— Edward Mazzella, 62, Monroe , N.Y. , Cantor Fitzgerald

— James J. McAlary, 42, Spring Lake Heights , N.J. , commodities broker, Carr Futures

— Matthew T. McDermott, 34, Basking Ridge , N.J. , equity trader, Cantor Fitzgerald

— Eamon McEnaeney, 46, New Canaan, Conn., senior vice president and limited partner, Cantor Fitzgerald

— Katherine (Katie) McGarry-Noack, 30, Hoboken , N.J. , senior sales executive, Telekurs USA

— Mark McGinly, Vienna , Va. , Carr Futures

— Michael G. McGinty, 42, Foxboro , Mass. , senior vice president for power and utilities practice, Marsh Inc.

— Scott M. McGovern, 35, Wyckoff , N.J.

— Francis Noel McGuinn, 50, Rye , N.Y. , managing director of emerging markets, Cantor Fitzgerald

— Thomas McHale, 33, Huntington , N.Y. , broker, Cantor Fitzgerald

— Michael Edward McHugh Jr., 35, Tuckahoe, N.Y., TradeSpark (Cantor Fitzgerald)

— Barry McKeon, Yorktown Heights , N.Y. , executive vice president, Fiduciary Trust International

— Robert C. McLaughlin, 29

— Sean McNulty, 30, Cantor Fitzgerald

— Bill Meehan, 49, Huntington , N.Y. , Cantor Fitzgerald

— Ralph Mercurio, 47, Rockville Centre , N.Y. , Cantor Fitzgerald

— Alan H. Merdinger, 47, South Whitehall Township , Pa. , accountant, Cantor Fitzgerald

— Raymond J. Metz III, 37, Trumbull , Conn. , currency broker, Euro Brokers Inc.

— David Meyer, 57, Glen Rock, N.J., Cantor Fitzgerald

— William E. Micciulli, 30, Old Bridge , N.J. , partner and senior vice president, Cantor Fitzgerald

— William Minardi, 46, Bedford , N.Y. , broker, Cantor Fitzgerald

— Louis Minervino, 54, Middletown , N.J. , Marsh USA

— John G. Monahan, 47, Ocean Township , N.J. , operations supervisor, Cantor Fitzgerald

— Michael Montesi, 39, Highland Mills, N.Y., firefighter, New York Fire Department

— Roy Wallace Moreno, 42, bank employee

— George Morrell, 47, Mt. Kisco , N.Y. , partner and vice president of mortgage department, Cantor Fitzgerald

— Seth Morris, Cantor Fitzgerald

— James Donald Munhall, 45, Ridgewood , N.J. , managing director, Sandler O'Neill & Partners

— Marc A. Murolo, Hoboken , N.J. , Cantor Fitzgerald

— Brian Murphy, Cantor Fitzgerald

— Christopher W. Murphy, 35, Stamford , Conn. , senior research analyst, Keefe, Bruyette & Woods

— Edward C. Murphy, 42, Clifton , N.J. , Cantor Fitzgerald

— James Murphy, 30, Garden City, N.Y., Thomson Financial

— James Thomas Murphy, 35, Middletown , N.J.

— Kevin James Murphy, 40, Northport, N.Y., claims consultant, Marsh & McLennan Companies Inc.

— John J. Murray, 32, Hoboken , N.J. , partner and director, Cantor Fitzgerald

— Luke Nee, 44, Stony Point , N.Y. , Cantor Fitzgerald

— John Ballantine Niven, 44, New York and Oyster Bay , N.Y. , senior vice president in mergers and acquisitions, Aon Corp.

— Daniel Nolan, 44, Lake Hopatcong , N.J. , assistant vice president for computer technology services, Johnson & Higgins/March McLennan

— Robert Walter Noonan, 36, Norwalk , Conn. , Cantor Fitzgerald

— Timothy O'Brien, 40, Rockville Centre , N.Y. , Cantor Fitzgerald

— Richard J. O'Connor, 48, LaGrangeville , N.Y. , senior vice president, Marsh & McLennan Companies Inc.

— Amy O'Doherty, 23, Pelham Manor , N.Y. , Cantor Fitzgerald

— Edward K. Oliver, 31, Jackson , N.J. , broker, Carr Futures

— Maureen Olson, 50, Rockville Centre , N.Y. , insurance broker, Marsh Inc.

— Sean Gordon Corbett O'Neill, 34, Rye , N.Y. , Cantor Fitzgerald

— Virginia Ormiston-Kenworthy , New York , N.Y.

— James Robert Ostrowski, 37, Garden City, N.Y.

— Jason Oswald, 28, New York , N.Y. , bond broker, Cantor Fitzgerald

— Todd Ouida, 25, River Edge, N.J., Cantor Fitzgerald

— Peter J. Owens, Williston Park , N.Y.

— Thomas Anthony Palazzo, 44, Armonk , N.Y. , bond trader, Cantor Fitzgerald

— Edward J. Papa, 47, Oyster Bay , N.Y.

— Jerrold Paskins, 57, Anaheim Hills , Calif. , insurance executive, Devonshire Group

— Bernard E. Patterson, 46, Upper Brookville , N.Y.

— Cira Marie Patti, 40, New York , N.Y. , trader's assistant, Keefe, Bruyette & Woods

— Angela Susan Perez, 35, New York , N.Y. , Cantor Fitzgerald

— William H. Pohlmann, 56, Ardsley , N.Y. , assistant deputy commissioner, New York State Department of Tax Enforcement

— Laurence Polatsch, 32, New York , N.Y. , Cantor Fitzgerald

— Christopher Quackenbush, 44, Manhasset, N.Y., executive in charge of investment banking, Sandler O'Neill & Partners

— Harry Raines, 37, Bethpage , N.Y. , Cantor Fitzgerald

— Robert Arthur Rasmussen, 42, Hinsdale , Ill. , financial analyst, Vestek

— David Alan James Rathkey, 47, Mountain Lakes , N.J. , IQ Financial Systems

— Thomas Barnes Reinig, 48, Bernardsville , N.J. , investment banker, Cantor Fitzgerald

— Joshua Scott Reiss, 23, New York , N.Y. , bond trader, Cantor Fitzgerald

— John Armand Reo, 28, Larchmont , N.Y. , bond trader, Cantor Fitzgerald

— Stephen Roach, 37, Verona , N.J. , trader, Cantor Fitzgerald

— Donald W. Robertson, 38, Rumson , N.J. , bond trader, Cantor Fitzgerald

— Donald Robson, 52, Manhasset , N.Y.

— Elvin Santiago Romero , New York , N.Y., Cantor Fitzgerald

— Mike Rothberg, 39, Old Greenwich, Conn., bonds manager, Cantor Fitzgerald

— Susan Ann Ruggiero, 30, Plainview , N.Y. , assistant vice president, Marsh Technologies

— Wayne Saloman, Cantor Fitzgerald

— Frank Salvaterra, 41, Manhasset , N.Y. , partner, Sandler O'Neill & Partners

— Paul F. Sarle, 38, Babylon Village , N.Y.

— Sean Schielke, 27, New York , N.Y. , Cantor Fitzgerald

— John Schwartz

— Randolph Scott, 48, broker, Euro Brokers Inc.

— Matthew Sellitto, 23, New Vernon , N.J. , Cantor Fitzgerald

— Karen Seymour-Dietrich, 30, Millington , N.J.

— Daniel James Shea, 37, Pelham , N.Y. , Cantor Fitzgerald

— Joseph Patrick Shea, 47, Pelham , N.Y. , Cantor Fitzgerald

— Michael John Simon, 40, Harrington Park , N.J. , energy broker, Cantor Fitzgerald

— Thomas Sinton III, Croton on Hudson , N.Y.

— Christopher Slattery, 31, New York , N.Y. , Cantor Fitzgerald

— Vincent Slavin, Rockaway, N.Y.

— Cathy T. Smith, 44, West Haverstraw , N.Y. , Marsh & McLennan Companies Inc.

— Daniel L. Smith, 47, Northport , N.Y.

— James G. Smith, Garden City, N.Y., Cantor Fitzgerald

— Karl Trumbull Smith, 44, Little Silver, N.J., municipal bond broker, Cantor Fitzgerald

— Michael Sorresse, 34, Morris Plains , N.J., vice president, Marsh Inc.

— George Spencer III, West Norwalk , Conn.

— Alexander Robbins Steinman, 32, Hoboken , N.J. , trader, Cantor Fitzgerald

— Jimmy Nevill Storey, 58, Katy , Texas , senior vice president in Houston office, Marsh Inc.

— Timothy Stout, 42, Dobbs Ferry , N.Y. , quality assurance specialist, Cantor Fitzgerald

— Thomas S. Strada, Chatham , N.J. , Cantor Fitzgerald

— Steven Strobert, 33, Ridgewood , N.J. , trader, Cantor Fitzgerald

— Patrick Sullivan, Breezy Point, N.Y., Cantor Fitzgerald

— Robert Sutcliffe, 39, Huntington , N.Y.

— Michael Andrew Tamuccio, 37, Pelham Manor , N.Y. , vice president of equity trading, Fred Alger & Co.

— Michael Tanner, Secaucus , N.J. , Cantor Fitzgerald

— Anthony Tempesta, 38, Elizabeth , N.J. , broker, Cantor Fitzgerald

— Thomas Theurkauf, 44, Stamford , Conn. , executive vice president, Keefe, Bruyette & Woods

— Glenn Thompson, 44, New York , N.Y. , bond trader, Cantor Fitzgerald

— Sal Tieri Jr., 40, Shrewsbury , N.J. , managing director, Marsh & McLennan Companies Inc.

— Michael Tinley, 56, Dallas , Texas , vice president, Marsh Inc.

— Wally P. Travers Jr., 44, Upper Saddle River , N.J. , bond broker, Cantor Fitzgerald

— Lance Richard Tumulty, 32, Bridgewater , N.J. , distressed trading manager, Euro Brokers Inc.

— Michael A. Uliano, 42, Aberdeen , N.J. , options broker, Cantor Fitzgerald

— Kenneth W. Van Auken, 47, East Brunswick , N.J. , bond trader, Cantor Fitzgerald

— Frederick Varacchi, 35, Greenwich , Conn. , president of eSpeed, Cantor Fitzgerald

— Scott C. Vasel, 32, Park Ridge , N.J.

— John Wallice, Huntington , N.Y. , Cantor Fitzgerald

— James Walsh, 36, Scotch Plains , N.J. , computer programmer, Cantor Fitzgerald

— Stephen Ward, 33, Gorham , Maine , Cantor Fitzgerald

— Todd Weaver, 30, New York , N.Y. , vice president, Fiduciary Trust International

— Steven Weinberg, 41, New City , N.Y. , Baseline (a Thomson Financial Co. )

— David T. Weiss, 50, New York , N.Y. , vice president and deputy general counsel, Cantor Fitzgerald

— John Willett, 29, New York , N.Y. , analyst, C02e.com

— John Wright, 33, Rockville Centre , N.Y.

— Robert Zampieri, 30

— Charles A. Zion, 54, Greenwich , Conn. , senior vice president, Cantor Fitzgerald

CONFIRMED DEAD: Pentagon

— Spc. Craig Amundson, 28, Kan. , U.S. Army

— Melissa Rose Barnes, 27, Redlands , Calif. , yeoman second class, U.S. Navy

— Kris Romeo Bishundat, 23, Waldorf, Md., information systems technician second class, U.S. Navy

— Lt. Col. Canfield D. Boone, 54, Ind. , U.S. Army

— Christopher Lee Burford, 23, Hubert , N.C. , electronics technician third class, U.S. Navy

— Sharon Carver, 38, Md. , civilian employee, U.S. Army

— Rosa Maria (Rosemary) Chapa, Springfield , Va.

— Lt. Cmdr. Eric Allen Cranford, 32, Drexel , N.C. , U.S. Navy

— Capt. Gerald Francis Deconto, 44, Sandwich , Mass. , U.S. Navy

— Lt. Col. Jerry D. Dickerson, 41, Miss. , U.S. Army

— Capt. Robert Edward Dolan, 43, Florham Park , N.J. , head of strategy and concepts branch, U.S. Navy

— Cmdr. William Howard Donovan Jr., 37, Nunda , N.Y. , U.S. Navy

— Cmdr. Patrick Dunn, 39, Fords, N.J., U.S. Navy

— Edward Thomas Earhart, 26, Salt Lick, Ky. , aerographer's mate first class, U.S. Navy

— Lt. Cmdr. Robert Randolph Elseth, 37, Vestal , N.Y. , U.S. Navy

— Jamie Lynn Fallon, 23, Woodbridge , Va. , storekeeper third class, U.S. Navy

— Amelia V. Fields, 36, Dumfries , Va. , civilian employee, U.S. Army

— Matthew Michael Flocco, 21, Newark , Del. , aerographer's mate second class, U.S. Navy

— Sandra N. Foster, 41, Clinton , Md.

— Cortz Ghee, 54, Reisterstown , Md. , civilian employee, U.S. Army

— Diane M. Hale-McKinzy, 38, Alexandria , Va. , civilian employee, U.S. Army

— Maj. Wallace Cole Hogan Jr., 40, Fla. , U.S. Army

— Angela Houtz, 27, La Plata , Md. , civilian employee, U.S. Navy

— Brady Howell, 26, Arlington , Va. , civilian employee, U.S. Navy

— Peggie Hurt, 36, Crewe , Va. , civilian employee, U.S. Army

— Lt. Col. Stephen Neil Hyland Jr., 45, Calif. , U.S. Army

— Robert J. Hymel, Woodbridge , Va.

— Sgt. Maj. Lacey B. Ivory, 43, Woodbridge , Va. , U.S. Army

— Lt. Col. Dennis M. Johnson, 48, Wis. , U.S. Army

— Judith Jones, 53, Woodbridge , Va. , civilian employee, U.S. Navy

— Lt. Michael Scott Lamana, 31, Baton Rouge , La. , U.S. Navy

— David W. Laychak, 40, Manassas , Va. , civilian employee, U.S. Army

— Maj. Steve Long, 39, Ga. , U.S. Army

— Nehamon Lyons IV, 30, Mobile , Ala. , operations specialist second class, U.S. Navy

— Shelley A. Marshall, 37, Marbury, Md., budget analyst, Defense Intelligence Agency

— Teresa Martin, 45, Stafford , Va. , civilian employee, U.S. Army

— Ada L. Mason, 50, Springfield , Va. , civilian employee, U.S. Army

— Lt. Col. Dean E. Mattson, 57, Calif. , U.S. Army

— Lt. Gen. Timothy Maude, 53, Fort Myer , Va. , deputy chief of staff for personnel, U.S. Army

— Robert J. Maxwell, 53, Manassas , Va. , civilian employee, U.S. Army

— Patricia E. (Patti) Mickley, Springfield , Va.

— Maj. Ronald D. Milam, 33, Md. , assistant to the Secretary, U.S. Army

— Odessa V. Morris, 54, Upper Marlboro, Md. , budget analyst, U.S. Army

— Brian Anthony Moss, 34, Sperry , Okla. , electronics technician second class, U.S. Navy

— Ted Moy, 48, Silver Spring , Md. , civilian employee, U.S. Army

— Lt. Cmdr. Patrick Jude Murphy, 38, Flossmoor , Ill. , U.S. Navy

— Michael Allen Noeth, 30, New York , N.Y. , illustrator/draftsman second class, U.S. Navy

— Diana B. Padro, 55, Woodbridge , Va. , civilian employee, U.S. Army

— Lt. Jonas Martin Panik, 26, Mingoville , Pa. , U.S. Navy

— Maj. Clifford L. Patterson Jr., 33, Alexandria , Va. , U.S. Army

— Lt. J.G. Darin Howard Pontell, 26, Columbia , Md. , U.S. Navy

— Scott Powell, 35, Silver Spring , Md. , BTG Inc.

— (Retired) Capt. Jack Punches, 51, Clifton , Va. , civilian employee, U.S. Navy

— Joseph John Pycior Jr., 39, Carlstadt , N.J. , aviation warfare systems operator first class, U.S. Navy

— Deborah Ramsaur, 45, Annandale , Va. , civilian employee, U.S. Army

— Edward V. Rowenhorst, 32, Fredericksburg , Va. , civilian employee, U.S. Army

— Robert E. Russell, 52, Oxon Hill , Md. , civilian budgetary supervisor, U.S. Army

— William R. Ruth, 57, Md. , Chief Warrant Officer 4th Class , U.S. Army

— Charles E. Sabin, Burke , Va.

— Marjorie C. Salamone, 53, Springfield , Va. , civilian employee, U.S. Army

— Lt. Col. David M. Scales, 45, Cleveland , Ohio , U.S. Army

— Cmdr. Robert Allan Schlegel, 38, Gray , Maine , U.S. Navy

— Cmdr. Dan Frederic Shanower, 40, Naperville , Ill. , U.S. Navy

— Antoinette Sherman, 35, Forest Heights , Md.

— Gregg Harold Smallwood, 44, Overland Park , Kan. , chief information systems technician, U.S. Navy

— (Retired) Lt. Col. Gary F. Smith, 55, Alexandria , Va. , civilian employee, U.S. Army

— Edna L. Stephens, 53, Washington , D.C. , budget analyst, U.S. Army

— Maj. Kip P. Taylor, 38, McLean , Va. , U.S. Army

— Karl W. Teepe, Centreville , Va.

— Lt. Cmdr. Otis Vincent Tolbert, 38, Lemoore , Calif. , U.S. Navy

— Lt. Cmdr. Ronald James Vauk, 37, Nampa , Idaho , U.S. Navy

— Lt. Col. Karen Wagner, 40, Texas , U.S. Army

— Staff Sgt. Maudlyn A. White, 38, St. Croix , Virgin Islands , U.S. Army

— Sandra L. White, 44, Dumfries , Va. , civilian employee, U.S. Army

— Lt. Cmdr. David Lucian Williams, 32, Newport , Ore. , U.S. Navy

— Maj. Dwayne Williams, 40, Jacksonville , Ala. , U.S. Army

— Kevin Wayne Yokum, 27, Lake Charles , La. , information systems technician second class, U.S. Navy

— Donald McArthur Young, 41, Roanoke , Va. , chief information systems technician, U.S. Navy

— Edmond Young, 22, Owings , Md. , BTG Inc.

REPORTED DEAD: Pentagon

— Terence M. Lynch, 49, Alexandria , Va. , consultant, Booz-Allen & Hamilton Inc.

— Michael Selves, 53, Fairfax , Va. , information management support center director, U.S. Army

— Patricia Statz, 41, Takoma Park , Md. , civilian employee, U.S. Army

— Ernest M. Willcher, 62, North Potomac , Md. , Booz-Allen & Hamilton Inc.

REPORTED DEAD: American Airlines Flight 11, Boston to Los Angeles , crashed into World Trade Center

CREW:

— Barbara Arestegui, 38, Marstons Mills, Mass. , flight attendant, American Airlines

— Jeffrey Collman, 41, Novato , Calif. , flight attendant, American Airlines

— Sara Low, 28, Batesville , Ark. , flight attendant, American Airlines

— Karen Martin, 40, Danvers , Mass. , flight attendant, American Airlines

— Thomas McGuinness, 42, Portsmouth , N.H. , first officer, American Airlines

— Kathleen Nicosia, flight attendant, American Airlines

— John Ogonowski, 52, Dracut , Mass. , captain, American Airlines

— Betty Ong, 45, Andover , Mass. , flight attendant, American Airlines

— Jean Roger, 24, Longmeadow , Mass. , flight attendant, American Airlines

— Dianne Snyder, 42, Westport , Mass. , flight attendant, American Airlines

— Madeline Sweeney, 35, Acton , Mass. , flight attendant, American Airlines

PASSENGER:

— Anna Williams Allison, 48, Stoneham , Mass. , founder, A2 Software Solutions

— David Angell, 54, Pasadena , Calif. , executive producer, NBC's ``Frasier''

— Lynn Angell, Pasadena , Calif.

— Seima Aoyama

— Myra Aronson, 52, Charlestown , Mass. , press and analyst relations manager

— Christine Barbuto, 32, Brookline , Mass. , TJX Co.

— Carolyn Beug, 48, Los Angeles , Calif.

— Kelly Booms, 24, Boston , Mass. , PricewaterhouseCoopers

— Carol Bouchard, 43, Warwick , R.I. , emergency room secretary, Kent County Hospital

— Neilie Casey, 32, Wellesley , Mass. , planning manager, TJX Co.

— Jeffrey Coombs, 42, Abington , Mass. , security analyst, Compaq

— Tara Creamer, 30, Worcester , Mass.

— Thelma Cuccinello, 71, Wilmot , N.H.

— Patrick Currivan

— Brian Dale, 43, Warren , N.J.

— David DiMeglio, Wakefield , Mass.

— Donald Ditullio, 49, Peabody , Mass. , Smith and Nephew

— Albert Dominguez, 65, Sydney , Australia

— Alex Filipov, 70, Concord , Mass. , electrical engineer

— Carol Flyzik, 40, Plaistow , N.H.

— Paul Friedman, 45, Belmont , Mass. , management consultant, Emergence Consulting

— Karleton D.B. Fyfe, 31, Brookline , Mass. , John Hancock

— Peter Gay, 54, Tewksbury , Mass. , plant manager, Raytheon Co.

— Linda George, 27, Westboro , Mass. , TJX Co.

— Edmund Glazer, 41, Los Angeles , Calif. , chief financial officer, MRV Communications

— Lisa Fenn Gordenstein, 41, Needham , Mass. , TJX Co.

— Andrew Curry Green, 34, Los Angeles , Calif. , director of business development, eLogic

— Paige Farley Hackel, 46, Newton , Mass. , spiritual counselor

— Peter Hashem, 40, Tewksbury , Mass. , salesman

— Robert Hayes, 37, Amesbury , Mass. , sales engineer, Netstal

— Ted Hennessy, 35, Belmont , Mass. , partner, Emergence Consulting

— John Hofer

— Cora Holland, 52, Sudbury , Mass. , Sudbury Food Pantry at Our Lady of Fatima Church

— Nicholas Humber, 60, Newton , Mass. , owner, Brae Burn Management

— John Jenkins, 45, Cambridge , Mass. , corporate office services manager, Charles River Associates

— Charles Jones, 48, Bedford , Mass. , computer programmer

— Robin Kaplan, 33, Westboro , Mass. , TJX Co.

— Barbara Keating, 72, Palm Springs , Calif.

— David Kovalcin, 42, Hudson , N.H.

— Judy Larocque, 50, Framingham , Mass. , founder and CEO, Market Perspectives

— N. Janis Lasden, 46, Peabody , Mass. , General Electric

— Daniel John Lee, 34, Los Angeles , Calif.

— Daniel C. Lewin, 31, Brookline , Mass. , co-founder and chief technology officer, Akamai Technologies

— Susan MacKay, 44, Westford , Mass. , TJX Co.

— Chris Mello, 25, Boston , Mass. , analyst

— Jeff Mladenik, 43, Hinsdale , Ill. , interim CEO, eLogic

— Antonio Montoya, 46, East Boston , Mass. , housekeeping worker, Boston Harbor Hotel

— Carlos Montoya

— Juan Carlos Montoya Londono, Colombian

— Laura Lee Morabito, 34, Framingham , Mass. , national sales manager, Qantas Airways

— Mildred Naiman, Andover , Mass.

REPORTED DEAD: American Airlines Flight 11, Boston to Los Angeles , crashed into World Trade Center

PASSENGER:

— Laurie Neira

— Renee Newell, 37, Cranston , R.I. , customer service agent, American Airlines

— Jacqueline Norton, 60, Lubec , Maine , retiree

— Robert Norton, 82, Lubec , Maine , retiree

— Jane Orth, 49, Haverhill , Mass. , retiree, Lucent Technologies

— Thomas Pecorelli, 31, Los Angeles , Calif. , cameraman, Fox Sports and E! Entertainment Television

— Berry Berenson Perkins, 53, Wellfleet , Mass. , actress and photographer

— Sonia Morales Puopolo, 58, Dover , Mass. , former ballet dancer

— David Retik, Needham , Mass.

— Philip Rosenzweig, Acton , Mass. , executive, Sun Microsystems

— Richard Ross, 58, Newton , Mass. , Ross Group

— Jessica Sachs, 22, Billerica , Mass. , accountant, PricewaterhouseCoopers

— Rahma Salie, 28, Boston , Mass.

— Heather Smith, 30, Boston , Mass. , Beacon Capital Partners

— Douglas Stone, 54, Dover , N.H.

— Xavier Suarez

— Michael Theodoridis, 32, Boston , Mass. , technology consultant

— James Trentini, 65, Everett, Mass. , retired teacher and assistant principal

— Mary Trentini, 67, Everett , Mass. , retired secretary

— Pendyala Vamsikrishna, 30, Los Angeles , Calif. , project manager for consulting firm, DTI

— Mary Wahlstrom, 75, Kaysville , Utah

— Kenneth Waldie, 46, Methuen , Mass. , Raytheon Co.

— John Wenckus, 46, Torrance , Calif. , tax consultant

— Candace Lee Williams, 20, Danbury , Conn. , student

— Christopher Zarba, 47, Hopkinton , Mass. , software engineer, Concord Communications

REPORTED DEAD: United Airlines Flight 175, Boston to Los Angeles , crashed into World Trade Center

CREW:

— Robert Fangman, 33, Claymont , Del. , flight attendant, United Airlines

— Michael R. Horrocks, 38, Glen Mills, Pa. , first officer, United Airlines

— Amy Jarret, 28, North Smithfield , R.I. , flight attendant, United Airlines

— Amy King, 29, Stafford Springs , Conn. , flight attendant, United Airlines

— Kathryn LaBorie, 44, Providence , R.I. , flight attendant, United Airlines

— Alfred Marchand, 44, Alamogordo , N.M. , flight attendant, United Airlines

— Victor J. Saracini, 51, Lower Makefield Township , Pa. , captain, United Airlines

— Michael Tarrou, 38, Stafford Springs , Conn. , flight attendant, United Airlines

— Alicia N. Titus, 28, San Francisco , Calif. , flight attendant, United Airlines

PASSENGER:

— Alona Avraham, 30, Ashdod , Israel

— Garnet Bailey, 53, Lynnfield , Mass. , pro hockey scouting director, Los Angeles Kings

— Mark Bavis, 31, West Newton , Mass. , pro hockey scout, Los Angeles Kings

— Graham Berkeley, 37, Wellesley , Mass.

— Touri Bolourchi, 69, Beverly Hills , Calif.

— Klaus Bothe, 31, chief of development, BCT Technology AG ( Germany )

— Daniel Brandhorst, 42, Los Angeles , Calif. , lawyer, PricewaterhouseCoopers

— David Brandhorst, 3, Los Angeles , Calif.

— John Cahill, 56, Wellesley , Mass. , senior executive, Xerox

— Christoffer Carstanjen, 33, Turner Falls , Mass. , computer research specialist, University of Massachusetts

— John ``Jay'' Corcoran, 44, Norwell , Mass. , merchant marine

— Gloria de Barrera, 49, El Salvador , exporter

— Dorothy Dearaujo, 82, Long Beach , Calif.

— Lisa Frost, 22, Rancho Santa Margarita, Calif. , sales and marketing associate

— Ronald Gamboa, 33, Los Angeles , Calif. , store manager, The Gap

— Lynn Goodchild, 25, Attleboro , Mass. , Putnam Investments

— Francis Grogan, 76, Easton , Mass. , priest, Holy Cross Church

— Carl Max Hammond Jr., 37, Boston , Mass. , MIT Research

— Christine Hanson, 2, Groton , Mass.

— Peter Hanson, 32, Groton , Mass. , software salesman

— Gerald F. Hardacre, 62, Carlsbad , Calif.

— Eric Hartono, 20, Boston , Mass.

— James E. Hayden, 47, Westford , Mass. , chief financial officer, Netegrity Inc.

— Robert Jalbert, 61, Swampscott , Mass. , salesman

— Ralph Kershaw, 52, Manchester-by-the-Sea , Mass. , marine surveyor

— Sue Kim-Hanson, 35, Groton , Mass. , post doctoral candidate, Boston University

— Heinrich Kimmig, 43, chairman, BCT Technology AG ( Germany )

— Brian Kinney, 29, Lowell , Mass. , auditor, PricewaterhouseCoopers

— Robert LeBlanc, 70, Lee , N.H. , professor emeritus of geography, University of New Hampshire

— Maclovio Lopez Jr., 41, Norwalk , Calif.

— Marianne MacFarlane, 34, Revere , Mass. , customer service representative, United Airlines

— Louis Neil Mariani, 59, Derry , N.H.

— Juliana Valentine McCourt, 4, New London , Conn.

— Ruth McCourt, 45, New London , Conn. , founder, Clifford Classique

— Wolfgang Menzel, 60, personnel manager, BCT Technology AG ( Germany )

— Shawn Nassaney, 25, Pawtucket , R.I. , American Power Conversion

— Marie Pappalardo

— Patrick Quigley, 40, Wellesley , Mass. , partner, PricewaterhouseCoopers

— Frederick Rimmele, 32, Marblehead , Mass. , physician

— James M. Roux, 43, Portland , Maine , lawyer

— Jesus Sanchez, 45, Hudson , Mass. , off-duty flight attendant, United Airlines

— Kathleen Shearer, 61, Dover , N.H. , retired doll store owner

— Michael Shearer, 63, Dover , N.H. , retired engineer

— Jane Simpkin, 35, Wayland , Mass.

— Brian D. Sweeney, 38, Barnstable , Mass. , business consultant

— Timothy Ward, 38, San Diego , Calif. , information technology project manager, Rubio's Restaurants

— William Weems, 46, Marblehead , Mass. , commercial producer

REPORTED DEAD: American Airlines Flight 77, Washington to Los Angeles , crashed into Pentagon

CREW:

— Charles Burlingame, 51, Herndon , Va. , captain, American Airlines

— David M. Charlebois, 39, Washington , D.C. , first officer, American Airlines

— Michele Heidenberger, 57, Chevy Chase , Md. , flight attendant, American Airlines

— Jennifer Lewis, 38, Culpeper , Va. , flight attendant, American Airlines

— Kenneth Lewis, 49, Culpeper , Va. , flight attendant, American Airlines

— Renee May, 39, Baltimore , Md. , flight attendant, American Airlines

PASSENGER:

— Paul Ambrose, 32, physician

— Yeneneh Betru, 35, Burbank , Calif. , director of medical affairs, IPC

— MJ Booth

— Bernard Brown, 11, student, Leckie Elementary School ( Washington )

— Suzanne Calley, 42, San Martin , Calif. , Cisco Systems Inc.

— William E. Caswell, 54, Silver Spring , Md. , physicist, U.S. Navy

— Sarah Clark, 65, Columbia , Md. , sixth-grade teacher, Backus Middle School ( Washington )

— Zandra Cooper, Annandale , Va.

— Asia Cottom, 11, student, Backus Middle School ( Washington )

— James Debeuneure, 58, Upper Marlboro, Md. , fifth-grade teacher, Ketcham Elementary School ( Washington )

— Rodney Dickens, 11, student, Ketcham Elementary School ( Washington )

— Eddie Dillard

— Charles Droz, 52, Springfield , Va. , vice president for software development, EM Solutions Inc.

— Barbara G. Edwards, 58, Las Vegas , Nev. , teacher, Palo Verde High School

— Charles S. Falkenberg, 45, University Park , Md. , research director, ECOlogic Corp.

— Dana Falkenberg, 3, University Park , Md.

— Zoe Falkenberg, 8, University Park , Md.

— James Joe Ferguson, 39, Washington , D.C. , educational outreach director, National Geographic Society

— Darlene Flagg, 63, Millwood , Va.

— Wilson Flagg, 63, Millwood, Va. , retired Navy Admiral and pilot, American Airlines

— Richard P. Gabriel Sr., 54, Great Falls , Va. , managing partner, Stratin Consulting

— Ian Gray, 55, Washington , D.C. , healthcare consulting firm president

— Stanley Hall, 68, Rancho Palos Verdes , Calif.

— Bryan Jack, 48, Alexandria , Va. , senior executive, Defense Department

— Steven D. Jacoby, 43, Alexandria, Va., chief operating officer, Metrocall Inc.

— Ann Judge, 49, Great Falls , Va. , travel officer manager, National Geographic Society

— Chandler Keller, 29, El Segundo , Calif. , propulsion engineer, Boeing Co.

— Yvonne Kennedy

— Norma Khan, 45, Reston , Va. , nonprofit organization manager,

— Karen A. Kincaid, 40, lawyer, Wiley Rein & Fielding (Washington)

— Dong Lee, 48, Leesburg , Va. , engineer, Boeing Co.

— Dora Menchaca, 45, Santa Monica , Calif. , associate director of clinical research, Amgen Inc.

— Christopher Newton, 38, Ashburn, Va. , executive, WorkLife Benefits

— Barbara Olson, 45, TV commentator and lawyer

— Ruben Ornedo, 39, Los Angeles , Calif. , propulsion engineer, Boeing Co.

— Robert Penniger, 63, Poway , Calif. , electrical engineer, BAE Systems

— Robert R. Ploger III, 59, Annandale , Va. , software architect, Lockheed Martin Corp.

— Lisa J. Raines, 42, Great Falls , Va. , senior vice president, Genzyme Corp.

— Todd Reuben, 40, Potomac , Md. , tax and business lawyer

— John Sammartino, 37, Annandale , Va. , technical manager, XonTech Inc.

— Yang Shuyin, 61, Beijing , China , retired pediatrician

— Diane Simmons

— George Simmons

— Mari-Rae Sopper, 35, Santa Barbara , Calif. , women's gymnastics coach, UC Santa Barbara

— Robert Speisman, 47, Irvington , N.Y. , diamond industry salesman

— Norma Lang Steuerle, 54, Alexandria , Va.

— Hilda E. Taylor, 62, Forestville , Md. , sixth-grade teacher, Leckie Elementary School ( Washington )

— Leonard Taylor, 44, Reston , Va. , technical group manager, XonTech Inc.

— Sandra Teague, 31, Fairfax , Va. , physical therapist, Georgetown University Hospital

— Leslie A. Whittington, 45, University Park , Md. , professor, Georgetown University

— John Yamnicky, 71, Waldorf , Md.

— Vicki Yancey, 44, Springfield , Va. , Vredenburg

— Zheng Yuguang, 65, Beijing , China , retired chemist

REPORTED DEAD: United Airlines Flight 93, Newark , N.J. , to San Francisco , crashed in rural southwest Pennsylvania

CREW:

— Lorraine G. Bay, Hightstown , N.J. , flight attendant, United Airlines

— Sandra W. Bradshaw, 38, Greensboro , N.C. , flight attendant, United Airlines

— Jason Dahl, 43, Denver , Colo. , captain, United Airlines

— Wanda A. Green, 49, Linden , N.J. , flight attendant, United Airlines

— LeRoy Homer, 36, Marlton , N.J. , first officer, United Airlines

— CeeCee Lyles, Fort Myers , Fla. , flight attendant, United Airlines

— Deborah Welsh, 49, New York , N.Y. , flight attendant, United Airlines

PASSENGER:

— Christian Adams, 37, Biebelsheim , Germany , foreign sales manager, German Wine Fund

— Todd Beamer, 32, Cranbury , N.J. , account manager, Oracle Corp.

— Alan Beaven, 48, Oakland , Calif. , environmental lawyer

— Mark Bingham, 31, San Francisco , Calif. , public relations firm owner

— Deora Bodley, 20, Santa Clara , Calif. , university student

— Marion Britton, 53, assistant regional director, U.S. Census Bureau

— Thomas E. Burnett Jr., 38, San Ramon , Calif. , medical research senior executive

— William Cashman

— Georgine Rose Corrigan, antiques and collectibles dealer

— Joseph Deluca, 52, Ledgewood , N.J. , systems business consultant

— Patrick Driscoll

— Edward P. Felt, 41, Matawan , N.J. , BEA Systems Inc.

— Colleen Fraser, 51, Elizabeth , N.J. , chairwoman, New Jersey Developmental Disabilities Council

— Andrew Garcia, 62, Portola Valley , Calif.

— Jeremy Glick, 31, West Milford , N.J.

— Kristin Gould

— Lauren Grandcolas, 38, San Rafael , Calif. , sales worker, Good Housekeeping magazine

— Donald F. Greene, 52, Greenwich , Conn.

— Linda Gronlund, 46, Warwick , N.Y. , environmental compliance, BMW

— Richard Guadagno, 38, Eureka , Calif. , manager, Humboldt Bay National Wildlife Refuge

— Toshiya Kuge, 20, Tokyo , Japan , student

— Hilda Marcin, 79, Budd Lake , N.J. , retired teacher's aide

— Waleska Martinez, 38, Jersey City , N.J. , automation specialist, U.S. Census Bureau

— Nicole Miller, 21, San Jose , Calif. , student, West Valley College

— Louis J. Nacke, 42, New Hope , Pa. , distribution center director, Kay-Bee Toys

— Donald A. Peterson, 66, Spring Lake , N.J. , retired president, Continental Electric Co.

— Jean Hoadley Peterson, 55, Spring Lake , N.J.

— Mark Rothenberg, Scotch Plains , N.J. , owner, MDR Global Resources

— Christine Snyder, 32, Kailua , Hawaii , arborist, Outdoor Circle

— John Talignani, 72, New York , N.Y. , retired restaurant worker

— Honor Elizabeth Wainio, 27, Watchung , N.J. , district manager, Discovery Channel stores